If your policy number begins with SBY or NHP and you have chosen to add Legal Expenses to your policy you will benefit from up to £50,000 to cover things such as bodily injury, employment disputes, contract disputes and property disputes. You can choose to add this to your policy at any time, subject to an additional premium.

Our Legal Expenses cover is underwritten by DAS Legal Expenses Insurance Company Limited, registered in England number 00103274, which is authorised and regulated by the Finance Services Authority as an insurance company and to undertake insurance mediation under registration number 202106.

If your policy number begins with HBP and you have either Gold or Silver cover then legal expenses covers things such as employment disputes, injury and disputes over faulty goods or services.  

The insurance provided in respect of Legal Expenses has been arranged by Lloyds Bank Insurance Services Limited and is jointly administered by Arc Legal Assistance Limited, and Legal Insurance Management Ltd, who administer this insurance on behalf of the insurer, Royal & Sun Alliance Insurance plc.