If your policy number begins with NHP or SBY and you have added Personal Belongings to your policy they’re covered, up to the limit shown in your schedule, against theft, loss or accidental damage while away from your home but within the British Isles. If you go abroad, they’re covered for a maximum of 60 days in any 12 month period. There’s a limit of £1,500 for any single item. Refer to your policy schedule for details of other limits.
If your policy number begins with HBP and you have selected ‘Away from home cover’ you are covered for your contents and students’ contents when temporarily away from your home, anywhere in the world. If you have chosen to cover a specified item away from your home, this item will be covered under this section up to the amount you have specified it for. No other items will be covered unless you have also chosen ‘Away from home cover’. Please check your policy schedule to see what level of cover you have.
