If your policy number begins with NHP or SBY and you have contents insurance this includes up to £500 cover per bicycle while it’s in your home. For cover away from the home, bicycle cover is included under Personal Belongings, up to £500 per bicycle. 

If your policy begins with HBP and you have contents insurance and your bicycle is in the outbuilding then it’s covered up to the single item limit of £2,000, and covered within the £5,000 outbuildings limit. If the bicycle is left in the open in the garden then the limit is £1,000. ‘Away from home’ cover also provides cover for your bicycle. Please check your policy schedule for level of cover.