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Life Insurance General FAQs

Life Insurance General FAQs

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What's the difference between terminal illness cover and critical illness cover?

Critical Illness Cover can be added to your policy at an additional cost, it pays out if you are diagnosed with one of 41 different conditions including some forms of cancer, heart attack and stroke. For more information please refer to the Key Features Document. Terminal illness cover is included at no extra charge on all of Legal & General's life insurance policies with a duration of 2 years or more. You can claim under the terminal illness cover definition if in the opinion of your hospital consultant and Legal & General's Medical Officer, your life expectancy is 12 months or less.

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Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury’s Financial Services Ltd.

Sainsbury’s Money is a trading name of Sainsbury’s Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Register no 184514). Sainsbury’s Financial Services Ltd is registered in England and Wales (No. 3279730). Registered Office: 33 Charterhouse Street, London, EC1M 6HA.

Sainsbury's Financial Services act as an introducer to Legal & General Assurance Society Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 117659).Legal & General Assurance Society Limited is registered in England and Wales (No. 00166055). Registered Office: One Coleman Street, London, EC2R 5AA.