Life Insurance General FAQs

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What if I become ill and cannot pay my life insurance premiums?

If you're concerned about the possibility of being unable to pay your premiums due to not being able to work for 26 weeks or more, you should consider Waiver of Premium option at the outset for an additional cost. If you choose to take out this option on your life insurance or mortgage insurance, your premium will be waived after 26 weeks as a result of incapacity due to illness or accident. Terms and conditions apply. Please refer to the Key Features Document for further information.

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Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury’s Financial Services Ltd.

Sainsbury’s Money is a trading name of Sainsbury’s Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Register no 184514). Sainsbury’s Financial Services Ltd is registered in England and Wales (No. 3279730). Registered Office: 33 Charterhouse Street, London, EC1M 6HA.

Sainsbury's Financial Services act as an introducer to Legal & General Assurance Society Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 117659).Legal & General Assurance Society Limited is registered in England and Wales (No. 00166055). Registered Office: One Coleman Street, London, EC2R 5AA.