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Life Insurance General FAQs

Life Insurance General FAQs

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What do I do if I don’t want to cancel the policy but I just can’t afford it right now?

If you are finding it hard to pay your premiums we would always advise you to contact us to discuss your options.

Our grace period means that if you were to miss or cancel a payment, you’ll remain covered by your policy for 60 days from the date of your first missed premium (this is the day your payment would have been collected).

If you restart your regular payments and pay your missing premiums within your 60 day grace period, there will be no change to your cover or usual premiums. We won’t ask you any health or lifestyle questions, and there’s nothing else you need to do.

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Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury’s Financial Services Ltd.

Sainsbury’s Money is a trading name of Sainsbury’s Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Register no 184514). Sainsbury’s Financial Services Ltd is registered in England and Wales (No. 3279730). Registered Office: 33 Charterhouse Street, London, EC1M 6HA.

Sainsbury's Financial Services act as an introducer to Legal & General Assurance Society Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 117659).Legal & General Assurance Society Limited is registered in England and Wales (No. 00166055). Registered Office: One Coleman Street, London, EC2R 5AA.