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Life Insurance General FAQs

Life Insurance General FAQs

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I'm not sure how to answer the smoker and alcohol consumption questions?

Have you used any tobacco products within the past 12 months?
It is important that you answer the question truthfully. Please answer ’Yes‘ even if you consider yourself to be a social smoker (e.g. only during evenings out or weekends). This includes cigarettes, pipes, cigars or other tobacco products such as nicotine patches.

What is your average weekly consumption of alcohol?
Answer this question based on your current level of alcohol consumption, even if this has changed recently. Later in the application you will be asked if your level of alcohol consumption has changed over the previous 5 years and whether you've been medically advised to reduce your level of alcohol consumption.

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Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury’s Financial Services Ltd.

Sainsbury’s Money is a trading name of Sainsbury’s Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Register no 184514). Sainsbury’s Financial Services Ltd is registered in England and Wales (No. 3279730). Registered Office: 33 Charterhouse Street, London, EC1M 6HA.

Sainsbury's Financial Services act as an introducer to Legal & General Assurance Society Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 117659).Legal & General Assurance Society Limited is registered in England and Wales (No. 00166055). Registered Office: One Coleman Street, London, EC2R 5AA.