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Life Insurance General FAQs

Life Insurance General FAQs

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As my policy includes life and critical illness cover, does that mean it could pay out twice, once when I get a critical illness and then again if I die?

No, your policy will only pay out once, either on diagnosis of a specified critical illness or on death during the policy term. Your policy ends once a valid claim has been made and a cash sum paid out. However, if your claim is for carcinoma in situ of the breast treated by surgery, low grade prostate cancer requiring treatment or a children's critical illness claim, the policy will continue as normal.

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Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury’s Financial Services Ltd.

Sainsbury’s Money is a trading name of Sainsbury’s Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Register no 184514). Sainsbury’s Financial Services Ltd is registered in England and Wales (No. 3279730). Registered Office: 33 Charterhouse Street, London, EC1M 6HA.

Sainsbury's Financial Services act as an introducer to Legal & General Assurance Society Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 117659).Legal & General Assurance Society Limited is registered in England and Wales (No. 00166055). Registered Office: One Coleman Street, London, EC2R 5AA.