Third party is the minimum cover you must have by law. It means if you’re in an accident, where you were at fault, it will protect other people, and their cars and property.

It also covers your passengers if they get injured in your car, or if something they do when travelling with you causes an accident. But it doesn’t cover any injuries to you or damage to your car.

Third party, fire and theft car insurance is the same as third party, but also covers you if your car is stolen, or damaged by fire.

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