Person looking at their phone

Car Insurance General FAQs

Car Insurance General FAQs

Please don't enter any personal details into the field below. Find out more about our privacy policy.

How does car insurance work?

Car insurance comes in all shapes and sizes. We offer comprehensive and third party, fire and theft, and some optional extras for even more protection. Depending on what you choose, your insurance can cover your car and any damage you cause to other cars and property, as well as other things like medical expenses, personal belongings and legal expenses if you have to go to court.

When you've worked out what cover you need, you can either pay for it upfront or monthly. Then, if your car is damaged or stolen for example – and you've got the right cover – your insurer will pay for you to fix or replace the car or arrange the repair or replacement for you. It's always worth checking the terms and conditions of your policy so you know exactly what's covered.

Find out more about your car insurance

Did you find this answer helpful?