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Life Insurance General FAQs

Life Insurance General FAQs

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What's the difference between using my guaranteed insurability option and making changes to the policy?

The guaranteed insurability option allows you to increase the amount of cover when specific life changes occur. No further medical evidence or health assessments are required. If you want to increase the amount of cover using one of the options above it’s likely that an additional medical assessment will have to take place, this can be done at any time during your policy. If your cover changes, your premium will change.

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Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury’s Financial Services Ltd.

Sainsbury’s Money is a trading name of Sainsbury’s Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (Register no 184514). Sainsbury’s Financial Services Ltd is registered in England and Wales (No. 3279730). Registered Office: 33 Charterhouse Street, London, EC1M 6HA.

Sainsbury's Financial Services act as an introducer to Legal & General Assurance Society Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 117659).Legal & General Assurance Society Limited is registered in England and Wales (No. 00166055). Registered Office: One Coleman Street, London, EC2R 5AA.